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Be a Smart Spender: Tips and Tricks for Your Online Shopping

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Your life isn’t supposed to revolve around only earning a living and performing the responsibilities weighing on your shoulders. As a hardworking adult, you deserve to spend your hard-earned money on the things and activities that can bring you joy, even if they aren’t always practical.

For instance, if you want to spend money on clothes to relieve your stress, you shouldn’t hinder yourself from doing so. As long as you’re not harming anyone while doing the activities that you enjoy, no one should be able to tell you otherwise. Indeed, retail therapy will always have its gratifying qualities.

But just because you have the financial freedom to afford the occasional shopping spree doesn’t mean you have to be a reckless spender. You can use your money however you want, but consider making the most bang out of your buck by taking advantage of the promotional stunts by different brands.

Keep in mind that Singapore is not one of the biggest e-commerce hubs in Southeast Asia for nothing. Surely, you can find the best deals on the market if you keep your eyes peeled for promotional announcements on most social media and online shopping platforms. In fact, here are some tips you can use to save money while spending money:

Watch out for Shop Promos

As a way to attract new customers and retain existing ones, most e-commerce business owners will hold promotional events at least once or twice a month. This can include offers such as product discounts, free shipping vouchers, and loyalty points because everyone loves a good deal at the end of the day.

You can take advantage of these promos by strategically timing your purchases during the promotional periods. This can be perfect if you’re not in a rush to get the items you want to have because you’re still going to get them, just at a later time and at a much lower price.

Most promotional events will only be held for a day, but some can last anywhere between three and seven days. This will give you plenty of time to decide on the items that you’re determined to buy or back out if you realize that you won’t need them after all.

Look into Cashback Rewardsrewards

If you’re a financially healthy adult who’s responsible enough to start building their credit, then you must already know how the scoring system works. For those who don’t, you can build a good credit score when you use a credit card and pay all your dues on time, which is necessary if you want to apply for loans later on.

Before you make any plans on doing a shopping spree to spend your hard-earned money, consider looking into what credit card offers are currently available. You might even score cashback rewards in the process, which is an amazing deal in itself, especially if you’re an avid spender.

This is because cashback rewards are privileged benefits for cardholders. After all, they get a small percentage of the amount they spend in exchange. So even if you are to spend a lot on clothes and other personal items, with a cashback reward, you can reduce the total amount you’ve spent.

Consider Combining Your Orders

With the technology today, it can be tempting to just place an order anytime you want because e-commerce platforms make it so convenient. All you will have to do is add the items you want to your shopping cart and check out to pay; that entire process will take five minutes at most, which can be frightening if you really think about it.

But what you get in convenience you might lose on shipping fees. This is because every time you place an order in a different store, you’re going to pay a fee to have your items shipped out to you. Doing so repeatedly can cost you more in the long run because you’re spending so much money on shipping.

However, if you were to collect all the items you want from a single store instead of ordering them separately, it could make paying for the shipping fee a more practical expenditure. Plus, combining your orders in one package will allow the sellers to save on packaging, which can then help save the environment.

Just because you’re allowing yourself to enjoy spending your hard-earned money doesn’t mean you should waste it. You worked hard for that money, so you should at least put it to good use when you can. But remember to take everything in moderation because too much of anything, including shopping, can be bad for your financial health.

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